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It addresses most debts, including credit and store cards, loans, overdrafts and arrears on house costs. You will need to obtain information from a personal debt adviser 1st - they’ll Test all your debts to find out if they’re coated.欠債人毋須經法律程序,可直接與債主商量,重新制訂雙方都可接納的還款方案,例�

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